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Tips for Living within Your Means

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"It's not like I'm disorganized," said Michelle E., a 28-year-old paralegal from Aurora, Colorado. "My friends even joke about my CD collection being alphabetized. Yet my savings account is always empty and I never manage to pay down my credit cards," she said. Cathy W. is 36, single, and facing a similar dilemma. "I'm a freelancer in computer graphics based out of San Francisco. I think I make decent money, but there's never any left over. I don't see how I could ever afford my own home - certainly not in this town. I have no investments, never mind retirement plans. How am I supposed to do...Read full article

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    Published: January 2007
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